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Open your account with a deposit, you are an owner of the credit union.We do our best to keep our owners happy by sharing financial knowledge to help you make the best decision for your needs, offering low interest rates and even putting money right back into your account.Taylor, a 22-year-old student at Hunter College, had confided in her roommate about the trip and they agreed to swap text messages during the day to make sure she was safe.

Educators Credit Union members have access to more than 55,000 fee-free ATMs and 30,000 CO-OP shared branches nationwide.

NEW YORK -- On a Sunday morning in late May, Taylor left her Harlem apartment and boarded a train for Greenwich, Conn.

She planned on spending the day with a man she had met online, but not in person.

What if what was in your wallet really did make you a better person -- or at least perceived as one?

The closest thing to such a notion may be the American Express Centurion Card, also known as the Black Card.

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